120 W. Michigan Avenue 287 W. Nepessing Street Suite 1 Flint, MI 48502 Once it's done, you can't take it back unless the person. Suite 212 Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. 219 Paw Paw Street, Suite 102 225 W. Main Street This includes the names of the people listed as owners on the deed -- in this case, you and the person you're adding -- and your mailing address, the one to which you would like the recorded deed and tax documents mailed. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds The types of transfers that are excluded vary among states. "The Trade-Offs of Repealing Step-Up in Basis." 800 10th Street, Suite 200 That applies only to married couples. Thank you. In some areas, your spouse also must sign the deed. 33 McCollum Street Fax Number: 517-543-4134 Phone Number: 989-731-7551 200 W. Michigan However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. P.O. Accessed April 10, 2020. Building 12 East P.O. Returning to the $100,000, suppose you create a TOD deed for your spouse. Hillsdale MI 49242 Take the deed to your county recorder's office to have it notarized and recorded. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. emily in paris savoir office. 605 N. Birch St. Fax Number: 906-643-1178 Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Fax Number: 810-667-0293 First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Box 110 Phone Number: 517-322-1144, Shiawassee County Register of Deeds Phone Number: 906-225-8415 Phone Number: 231-533-6683 Kalamazoo, MI 49007 International Center 725 Greenland Road If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. Email: register@masoncounty.net White Cloud, MI 49349 103 The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. About the Author. For more detailed information on how to add someone to your house title, scroll down. Fill out the form and sign it before a notary to make the transfer legal. Research source. X % of people told us that this article helped them. Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. Mason, MI 48854 Leave the notary section blank. Your state law may have other specific languages to use. To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. Ann Arbor, MI 48107-8645 Phone Number: 231-922-4753 June 14, 2022. This article has been viewed 636,176 times. 5095 4th St. Box 399 Rogers City, MI 49779 http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. P.O. Fax Number: 906-863-8839 Fax Number: 906-774-4660 This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. Some transfers are excluded from reassessment. Munising, MI 48962 Roberts and Roberts, L.L.P. County Government Building 304 E. Ludington Ave. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. Depending on how you claim the property, you may also need a spousal affidavit. Fax Number: 269-982-8659 Here's a way to pass the interest in your home deed onwhile you're alive. Many of these reasons involve marriage, moving in together, divorce or estate issues. Clemens, MI 48043 how to add someone to a deed in michigan . Phone Number: 989-724-9450 Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. Email: deeds@co.muskegon.mi.us Manistee, MI 49660 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds P.O. Fax: 989-785-8080 Personal Property 313-224-5860 The person selling the property is often called the "grantor" while the person buying the property is called the "grantee". 214 E. Center St Make sure you select the one that best suits your needs. The form will include a blank for your name, the names of the people to whom you want to transfer the property, and the legal description of the property (which you can copy from your old deed). Phone Number: 989-354-9547 Phone Number: 734-240-7390 Stanton, MI 48888 https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. 220 W. Ellsworth Street Phone Number: 989-348-2841 You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Phone Number: 586-469-7953 Fax Number: 734-240-7395 ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. Strike a line through any verbiage on the deed that does not apply to your circumstances. Suite 105 Phone Number: 269-657-8242 Email: regdnan@dickinsoncountymi.gov Email: registerofdeeds@emmetcounty.org You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. Court House 407 West Harrie St. Phone Number: 231-256-9682 She received her JD from Indiana University Maurer School of Law in 2006. Planning & Economic Development. If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". MCL 565.221. Generally speaking, adding another owner only makes the probate process more complicated. Strike a line through any verbiage on the deed that does not apply to your circumstances. Phone Number: http://www.waynecounty.com/deeds/index.htm, Wexford County Register of Deeds . Note: A deed is an instrument used to transfer ownership (title) to another person. [1] 301 State Street If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. Accessed April 10, 2020. Reed City, MI 49677 Step 1: Download the MI quitclaim deed form. 7064 Crowner Drive Fax Number: 231-627-8453 301 W. Upton "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. Buildings, Safety Engineering and Environmental Department. 806 W. Houghton Avenue, Room 104 Phone Number: 810-989-6930 Phone Number: 989-317-4089 Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. The new person acquiring an interest in the property would also be a grantee. With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. Holding Title: Tenants vs. "Tenants". Government Center When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. 8562 These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. Complete the deed, filling in your name as the current owner, and your name along with the additional person's name as the people to whom you're deeding your property. Suite 301 I want to sell it, but have back taxes. Email: registerofdeeds@isabellacounty.org Fax Number: 616-632-7615 Escanaba, MI 49829 Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds https://www.montcounty.org/register-of-deeds.html, Muskegon County Register of Deeds To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. Box 377 You should contact your attorney to obtain advice with respect to any particular issue or problem. Department of Public Works By using our site, you agree to our. Mortgage and Deed to House Fax Number: 989-731-7519 https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds Bring a government-issued photo ID with you when you get your signature notarized. However, this action can have a financially devastating outcome if you dont prepare in advance. 300 Monroe Avenue, NW Adding your spouses name to the deed will expose your property to any judgments against him. wikiHow is where trusted research and expert knowledge come together. Fax Number: 906-789-5179 This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. The transfer is excluded from the gift tax if you're adding your spouse to your house title. is not an easy one. Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. Phone Number: 989-224-5270 http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds Fax Number: 989 - 984-1101 It can also affect inheritance rights of heirs and devisees. Your county recorders office will have a list of ways to claim property. P.O. Issues of marriage and property ownership become complicated when a divorce is involved. His capital gain would be $900,000. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. When executed and notarized, the quitclaim deed legally overrides the current deed to. Phone Number: 248-858-0581 http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Phone Number: 231-627-8808 Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. 415 Third Street To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. By using our site, you agree to our. Thanks to all authors for creating a page that has been read 636,176 times. Accessed April 10, 2020. Enjoy! Get a copy of your current deed and select the type of new deed form you want to use. The best advice is to consult an attorney who specializes in these issues regarding the specifics of your situation. Fax Number: 231-882-0167 Box 355 Phone Number: 906-341-3618 https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds Please contact our friendly staff at your convenience. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds Email: clerk@cheboygancounty.net Cassopolis, MI 49031 St. Joseph, MI 49085 Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. Phone Number: 906-524-6100, ext. The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. Phone Number: 989-785-8079 The answer to the question, "How do you add a joint owner to a property?" Fax Number: 906-293-5553 By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Phone Number: 906-482-1311 2 South 6th Street, Suite 11 Cheboygan, MI 49721 234 W. Baraga Avenue Uniform Commercial Code Section http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds Fax Number: 269-467-5593 If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. Adam Luehrs is a writer during the day and a voracious reader at night. Phone Number: 231-348-1761 The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Email: jdegraaf@kalkaskacounty.org By signing up you are agreeing to receive emails according to our privacy policy. If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Eagle River, MI 49950 https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds Articles Real Estate Deeds Made Easy Since 1997. What or who is a trustee of a trust? Ludington, MI 49431 Fax Number: 517-546-5966 If your goal is to avoid probate, be sure to specify on the form that you're claiming as joint tenants with a right of survivorship. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds 23 E. Pearl Street https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds Courthouse 100 W. Main Street Fax Number: 231-258-3345 https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds Box 800 Phone Number: 231-689-7246 http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds P.O. 300 Walnut Street, Room 164 IRS. Email: jwinton@oscodacountymi.com The American College of Trust and Estate Counsel. Review your mortgage documents or contact your lender before initiating the process to change your deed. Phone Number: 810-667-0211 Atlanta, MI 49709 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. Iron Mountain, MI 49801 This article was written by Jennifer Mueller, JD. Phone Number: 989-734-2676 12220 Fillmore St., Room 146 Tax Foundation. P.O. If you own the property as joint tenants with rights of survivorship and one of the owners dies, the entire property will pass to the other owner. Phone Number: 269-445-4464 Fax Number: 989-275-8640 If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. You may also have to pay a document transfer tax. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Gaylord, MI 49735 Marshall, MI 49068 401 W. Cedar Ave. You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds Therefore, if you want to have survivorship rights, make sure the deed includes language stating that the ownership is as joint tenants with rights of survivorship. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds Roscommon, MI 48653-7664 Bay City, MI 48708 Without reading this article, I would have pursued a different route. A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, 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https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, 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